SBA 504 rates
Keep up-to-date with the latest SBA 504 loan rates.
SBA 504 loan rates
SBA 504 interest rates are fixed for the life of the loan. However, rates that are offered to new borrowers vary month-to-month. Sign up for RBAC email updates to be the first to know the new rates each month.
6.06%
25-Year Fixed Rate
6.13%
20-Year Fixed Rate
-
10-Year Fixed Rate
Historical 504 SBA Loan Rates
25-Year
20-Year
10-Year
October 2025
6.06%
6.13%
-
September 2025
6.00%
6.02%
5.78%
August 2025
6.23%
6.25%
6.17%
July 2025
6.37%
6.39%
6.19%
June 2025
6.37%
6.39%
-
May 2025
6.39%
6.41%
6.21%
April 2025
6.43%
6.45%
-
March 2025
6.23%
6.21%
6.34%
February 2025
6.28%
6.35%
-
January 2025
6.50%
6.57%
6.65%
December 2024
6.09%
6.06%
-
November 2024
6.32%
6.39%
5.78%
Explore SBA 504
With below market, fixed interest rates, longer terms, and as little as 10% down, SBA 504 could be your ticket to commercial real estate ownership and more.
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