Privacy Policy

1. Information We Collect

We may collect nonpublic personal information about you, including:

• Information you provide on applications and forms (such as name, address, Social Security number, financial statements, and employment history).
• Information from transactions with us or others (such as loan balances, payment history, and account activity).
• Information from consumer reporting agencies and other third parties (such as creditworthiness and verification data).
• Information collected automatically when you visit our website (cookies, log data, analytics).

2. How We Use Your Information

We use your information to:

• Process, underwrite, and service SBA and other financing products.
• Comply with federal and state regulatory and legal requirements.
• Prevent fraud, unauthorized transactions, and security incidents.
• Communicate with you about your account, services, and updates.
• Improve our operations and website.

3. Information We Share

We do not sell or rent your personal information. We may share information as permitted by law, including with:

• Service providers who support our lending operations (under confidentiality restrictions).
• Federal and state regulatory agencies, SBA, and law enforcement as required.
• Auditors, attorneys, and other professionals assisting with compliance or servicing.

4. Data Security & Retention

We maintain physical, electronic, and procedural safeguards consistent with federal standards to protect your information. Access is restricted to personnel who need it to perform their job duties. We retain records only as long as required by law and program guidelines.

5. Your Choices and Rights

Depending on applicable law, you may have rights to:

• Request access to, or correction of, your personal information.
• Limit certain sharing of information where required by law.
• Manage cookies and online tracking through your browser.

6. Children’s Privacy

Our services are not directed to children under 13, and we do not knowingly collect information from them.

7. Changes to this Policy

We may update this Privacy Policy from time to time. The “Last Updated” date will reflect the latest version.

8. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us:

Toll-Free: 877-587-1133

Local: 609-587-1133

Email: info@rbacloan.com