Business loans that turn "what if" into why not ?!

Work with an SBA lending partner who believes that small business loans should lead to big business goals.

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#1 SBA 504 Lender in NJ for 13 years

$1.04 billion
in loans provided

5,000+
businesses helped

The right business loan for what's next

Whether you’re eyeing a new location, dreaming of expansion, or ready to refinance, you can access financing from a team that makes the loan process refreshingly clear, personal, and collaborative

Below market, fixed rates for big business goals

SBA 504

Fund big business goals with loans up to $5.5 million for business real estate purchase, refinance, and more

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The swiss-army knife of small business funding

SBA 7(a)

Loans up to $350,000 for working capital, renovations, business acquisition and more

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Enough financial fuel for your next business step

SBA Microloan

Loans from $5,000 to $50,000 for growing small businesses

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Financing built for businesses in rural communities

USDA Microloan

Loans from $5,000 to $50,000 for farms and businesses located in rural areas

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Creating win-win solutions for financial professionals and their clients

Let RBAC handle the SBA lending piece while you keep the customer relationship you’ve built. Your clients don't just get financing—they get a team that's genuinely excited about turning their business dreams into reality.

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Every person at RBAC is not only knowledgeable on SBA loan programs, but each person also gives every party to the transaction quick, personal and thorough attention to every detail. The RBAC team is like no other and should be trusted with every small business’s financing needs.

Nicole Perdoni
Nicole Perdoni
Esq., Hill Wallack LLP

At RBAC, everything runs very smoothly; everybody knows their job to do. They're recognized as a top SBA lender and have a very good reputation within the banking communities.

John Burke
John Burke
Coastal Commercial Group

My businesses are located in small, low-income areas where few banks were able to help, but RBAC believed in me from the beginning, eased my concerns, and supported my success every step of the way.

Tiffany Caldarise
Tiffany Caldarise
Owner, Rooster’s Roundup LLC

RBAC has the same synergy as we do. They have a similar personality, a similar work environment and culture. That’s what drew us to RBAC. It’s a perfect fit.

Yankie Markowitz
Yankie Markowitz
SBA Loan Group

They have very, very nice people in the office. They’re here to help make things work. I’ve never seen a company like them.

Solomon Wieder
Solomon Wieder
Owner, The Honest Baking Company

I truly value that RBAC is in the relationship business, not just the lending business.

Mia Harris
Mia Harris
Owner, Belliard’s Salon and Spa

I love the people at RBAC. They guided me through the process very well, and I love the whole program and how it works.

Russell D’Anton
Russell D’Anton
Owner, B2 Bistro

Working with RBAC’s business advisory services program gave me the confidence, coaching, and financial tools to transform my spa into a thriving holistic med spa.

Mia Harris
Mia Harris
Owner, Belliard’s Salon and Spa

Working with RBAC is great, because they have the expertise and knowledge to quickly identify viable transactions and execute on them efficiently for the best overall outcomes for the bank and the client’s sake.

Josh Donovan
Josh Donovan
Senior Vice President, Bank of America

It's time to make your business goals happen

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